Compare working capital, lines of credit, equipment financing and more, in one place. Clear costs, honest terms, and a quick form to start that won't affect your credit score.
Tell us what you need once, and multiple funders compete for your business.
Explore funding solutions designed for real business needs. Compare options, understand costs, and get matched with lenders, all in one place.
Draw, repay, and reuse funds as you need them.
Managing cash flow and daily expenses
Funds as fast as 24 hours
Revolving line, pay interest only
No maze of forms or mystery rates. Here is exactly what happens from first click to funded.
Share a few basics like your revenue, time in business, and what you need funding for. It takes a couple of minutes and starts with a quick form.
See the structures that fit your profile with costs laid out plainly: amount funded, total payback, fees, and payment frequency. Compared side by side, in plain language.
Connect with a funding specialist, finalize the details with full disclosures, and put the capital to work in your business.
A quick walkthrough of how BetterBizLoans turns a few business details into clear, comparable options, with costs you can actually read.
Move the sliders to see an estimated monthly payment, total payback, and cost of capital. It's an estimate, your real options depend on underwriting.
Estimate only, using simple amortization. A merchant cash advance is priced as a factor rate, not an APR. Actual amount, rate, fees, and total payback depend on the product, provider, and underwriting. Checking your options won't affect your credit score.
We're a financing marketplace, not a single lender, we line up real options side by side so you can choose what fits, with the costs in plain view and zero pressure.
BetterBizLoans is a regulated, your-money space, and we treat it that way. We show you the facts up front, protect your data, and connect you to funding options that actually fit your business.
Every match comes with the numbers that matter, amount funded, total payback, and fees, before you commit to anything.
Checking your options won't affect your credit score.
Multiple providers compete for your business in one place.
See amount funded, total payback, and fees before you accept.
Guidance built around how your business actually runs.
Specialists review your match. You're never left to figure it out with a chatbot.
Answer a few questions and see the options that fit, in minutes, not weeks.
Cash-flow timing, collateral, and seasonality differ by trade. We read the numbers the way your business actually runs, then line up the structures that fit.
Straight talk on speed, credit, qualifying, and how a merchant cash advance differs from a loan.
Timelines depend on the product, your documentation, and underwriting. Some online options can move quickly once your information is complete, while SBA-backed financing typically takes longer. We set clear expectations up front rather than promising a single timeframe.
No. Checking your options to start uses a soft review that won't affect your credit score. A hard credit pull, if it's needed for a specific offer, happens later and only with your consent.
Most reviews start with business bank statements, basic owner information, time in business, and monthly revenue. Exact requirements vary by product and provider, and all options are subject to underwriting. Submitting a form is not an approval.
Across our options, amounts commonly range from about $5,000 to $5 million depending on the structure, your revenue, time in business, and overall profile. A working capital loan and an SBA loan, for example, sit at very different ends of that range.
We are a lender, not a bank, and we run a marketplace too. BetterBizLoans is a hybrid financing company: for products such as working capital loans and business lines of credit we lend directly and are a party to the agreement, earning through the interest and fees disclosed in your loan documents. For other needs we connect you with third-party financing partners and also sell our own loans into that same marketplace, so you can compare more structures side by side, commonly from about $5,000 to $5 million. Either way, your final amount, rate, and terms come from the underwriting provider and are disclosed in writing before you sign. Our How we make money page details every revenue source.
A business loan is repaid on a schedule. A merchant cash advance is a purchase of future receivables, not a loan, with remittances tied to your sales or deposits. They use different disclosures and can carry very different total costs, so it's worth comparing them carefully.
Tell us a little about your business and see the funding options that fit, in minutes, with no impact to your credit score to start.
Checking your options won't affect your credit score. Subject to underwriting; not all applicants qualify.
