Inputs
The frontend should collect draw amount, APR, and term months, then call or mirror the pure calculator function.
Free tool
Business loan calculator
Use this calculator page for a simple amortizing loan estimate. It is educational only and not a quoted rate.
$5K$500K
5%60%
Estimated monthly payment
$2,496/mo
Principal $50,000 Cost of capital $9,909
Total payback$59,909
Cost of capital$9,909
Estimate only, using simple amortization. A merchant cash advance is priced as a factor rate, not an APR. Actual amount, rate, fees, and total payback depend on the product, provider, and underwriting. Checking your options won't affect your credit score.
Frequently asked questions
Is the calculator output an offer?
No. It is an estimate for planning and comparison. Final terms depend on underwriting.
Important disclosures
- Subject to underwriting; not all applicants qualify.
- Costs and available structures vary by product, business profile, state, and provider.
- Review amount funded, total payback, fees, and all required disclosures before accepting an offer.
- Licensing, registration, and commercial financing disclosure requirements vary by state and should be confirmed with counsel before launch.
From estimate to real options
See what you may actually qualify for, a quick form that won't affect your credit score.