Short term business loan

A short term business loan gives you a lump sum that you repay over a brief window, commonly three to eighteen months. Payments are often more frequent than a traditional loan, sometimes weekly or even daily, and the cost is sometimes expressed as a flat fee or factor rather than a conventional annual rate. Because the term is short and funding is usually fast, these loans are easier to qualify for than long term bank financing, with more weight on recent revenue and cash flow than on a deep credit history. The faster repayment means the lender's money is at risk for less time.

This fits urgent or short lived needs: covering a temporary cash gap, handling an unexpected expense, or jumping on a time sensitive opportunity you can pay back soon. The convenience and speed come at a price, since the effective cost is typically higher than a longer term loan, and frequent payments can pressure your cash flow. It works best when the funds generate a quick return that comfortably exceeds the cost. Always convert any factor or flat fee into an annualized figure so you can compare it honestly against other options.